Mitsubishi Finance

Get the hassle-free auto financing experience that you deserve by visiting the experts at KarMART Mitsubishi Maui. We have affordable new car loan rates in addition to incredible Mitsubishi specials you can’t afford to miss out on. If you're wondering whether buying or leasing a new Mitsubishi is right for you, our Mitsubishi dealer near Kahului, HI, can help you find the answer. We have the resources to put you into the Mitsubishi SUV or car you desire, so visit us today!

Apply for Mitsubishi credit online to get started with auto financing on Maui. One of the Mitsubishi finance experts at our Hawaii Mitsubishi dealer will get back to you with your options and inform you of any new Mitsubishi specials. Between Mitsubishi Outlander lease offers and affordable Mitsubishi Eclipse Cross finance rates, we truly have something for everyone. Contact KarMART Mitsubishi Maui now and drive home in a new Mitsubishi!

What Determines Your Credit Score?

If you are in the market for a house or a vehicle or anything else that might require obtaining a loan, your credit score is going to define what kind of experience you have. It’s a number that tells potential lenders how likely you are to pay them back.

Generally-speaking, the higher your score, the less of a risk you are. Accordingly, you will be approved for bigger loans and lower interest rates. Since it’s so important, it’s helpful to know what actually determines your credit score. There are a number of major categories considered when factoring your credit score:

• Payment History: Just as you’d think, your payment history is just that. How timely have you been on payments in the past?
• Amounts Owed: Simply owing money, as in currently paying off a loan, will by no means count against you. This factor is all about measuring how much you owe with how much credit you have available.
• Credit History: Naturally, you have to have a credit history for a lender to have confidence in you. This is why it’s so important to establish good credit early in life.
• New Credit: This takes into account your recent activity. Have you all of the sudden taken out a lot of loans? This can signal that you are in financial trouble and can reflect poorly on your score.

Be empowered! Know your credit score, know what goes into it and you will be better equipped to ensure that it works for you and not against you.

Get Pre-Approved >